Free, personalised analysis: we compare funds, models and deductibles for the best coverage at the best price — without losing anything.
LaMal (KVG) is the compulsory basic insurance in Switzerland. Anyone who lives or works in Switzerland must be insured. The legal coverage is identical across all funds — the difference is in price, service and model.
Doctor, hospital (general ward), medicines from the official list, emergencies, maternity, basic prevention.
Dental (usually), private room, alternative medicine, glasses, fitness.
Deductibles from CHF 300 to 2,500 and models (family doctor, Telmed, HMO): that's where you save.
Supplementary insurance (LCA/VVG) is optional and covers what the basic insurance ignores. Important: it must be arranged at the right time, while your health situation allows it.
Check-ups, treatment, orthodontics; osteopathy, acupuncture, homeopathy.
Semi-private or private room, free choice of hospital and doctor.
Glasses, transport/repatriation, psychotherapy, fitness, care abroad.
The canton may cover part — even up to 100% — of your basic premium, depending on your income and family situation. Many people are entitled without knowing it. We check your eligibility and apply for you (free of charge, for our clients).
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